diff --git a/ghy-admin/src/main/java/com/ghy/web/controller/customer/CustomerBankController.java b/ghy-admin/src/main/java/com/ghy/web/controller/customer/CustomerBankController.java
index 3e887b3e..59b584d7 100644
--- a/ghy-admin/src/main/java/com/ghy/web/controller/customer/CustomerBankController.java
+++ b/ghy-admin/src/main/java/com/ghy/web/controller/customer/CustomerBankController.java
@@ -44,19 +44,22 @@ public class CustomerBankController {
         Set<Merchant> merchants = AdapayConfig.getMerchants();
         for (Merchant merchant : merchants) {
             String memberId = AdapayUtils.getCustomerMemberId(request.getCustomerId(), merchant.getDeptId());
+
+            //TODO 需要先检查一次memberId是否已存在，如果已存在则只需要绑卡即可
+
             // 先在Adapay创建实名用户
             Map<String, Object> result1 = adapayService.createMember(merchant.getDeptId(), memberId, request.getPhone(),
                     request.getName(), request.getCertId());
             if (!AdapayStatusEnum.succeeded.code.equals(result1.get("status"))) {
-                log.warn("实名认证失败[{}]", JSON.toJSONString(result1));
-                return AjaxResult.error("个人信息不正确");
+                log.error("实名认证失败[{}]", JSON.toJSONString(result1));
+//                return AjaxResult.error("个人信息不正确");
             }
 
             // 开始创建结算账户
             Map<String, Object> result2 = adapayService.createSettleAccount(merchant.getDeptId(), memberId, request.getCertId(), request.getName(),
-                    "2", request.getCertId(), request.getPhone(), null, null, null);
+                    "2", request.getBankNum(), request.getPhone(), null, null, null);
             if (!AdapayStatusEnum.succeeded.code.equals(result2.get("status"))) {
-                log.warn("创建结算账户失败[{}]", JSON.toJSONString(result1));
+                log.error("创建结算账户失败[{}]", JSON.toJSONString(result2));
                 return AjaxResult.error("个人信息与银行卡不匹配");
             }